North Metro Minneapolis / Saint Paul Twin Cities Area Foreclosure & Bank Owned Property Specialists

Providing BPO and REO Services for: All of Anoka County, Northern Hennepin County, Northern Ramsey County,
Northern Washington County, Southern Isanti County, Southern Chisago County, Southern Mille Lacs County,
Eastern Wright County and Eastern Sherburne County.

Let us be your trusted advisor for foreclosure properties including: Bank/Corporate Owned REOs and Short Sales.
Our mission is simple, to help you develop personal wealth and realize your real estate goals by capitalizing on my expertise, experience, advice, resources, brokerage, and training to successfully close your REO transaction.

In today's ever-changing real estate market, you need to be aligned with proven professionals who will look after your best interests exclusively, and this is especially true of REO properties and Short Sale Transactions. Buying a bank owned or foreclosure property is very different when compared to the traditional real estate transactions of the past.

Whether you are looking for a home as a primary residence or a property to invest in, you need to be aware of the unique process, advantages, disadvantages, and criteria involved in this type of purchase BEFORE you wade through the ever increasing and often outdated pool of foreclosure and short sale listings. Starting off with a MN REO Trained Professional - particularly one who will respond to your needs quickly, thoroughly, and efficiently - is crucial to your success.

There are basically three categories of homes for sale in Twin Cities area today:
Retail, Short Sale, and REO.

Retail	Seller Owned, No Lender Approval Needed	Not in foreclosure.
Short Sale	Seller Owned, Lender Approval Required	Foreclosure imminent or in process.
REO	Bank / Lender / Corporate Owned	Foreclosure process complete.

Many sources of information and the media will tend to lump all three of these categories into one huge pile and comment about the market trends and statistics as if there were no difference between them. Likewise, consumers, investors, and buyers really have no effective way of separating these out when they are viewing listings on most websites. They may all look very similar, yet the price can vary 70% or more for similar looking properties! Consumers who are not aware of the differences may think they are seeing a good deal if they only focus on price - however, they may not be aware that either the price or the terms/conditions are unrealistic or unobtainable! And the statistics - Supply/Demand Ratios, Pendings, Solds, and Listed Price vs Sold Price comparisons are all skewed because everything is all lumped together.

BUYERS NEED TO BE AWARE that many of the properties listed for sale are LITERALLY UN-OBTAINABLE for a variety of reasons. They can vary from inexperienced listing agents, sellers who are simply unable to handle the foreclosure situation, overwhelmed listing agents, and banks/lenders who are simply overwhelmed with the task of negotiating and mitigating their losses with the huge number of foreclosures being processed these days.

Meanwhile, many buyers and their agents end up wasting their time and effort looking at unobtainable properties. Buyers, especially first time home buyers, get all excited about the price on a property, submit a purchase agreement and too often, then wait, and wait, and wait - in frustration for an approval that never comes. They may wait weeks, even months, only to hear a variety of reasons for a lack of: response, knowledge, communication and/or experience in the foreclosure market. Frustration can set in for the buyer who is ready to buy a home but does not have the proper guidance of a trained REO Professional.

• Are you ready to start the process under a proven system?
• Are you ready to receive obtainable properties in your email box?
• Are you ready to set up your personal Foreclosure/REO/Short Sale property search?
• Would you like information on the National Real Estate Stimulus Program?